Is it mandatory to buy insurance from a Canadian insurance company instead of from a company in their home country?
Canadian medical providers (hospitals, dentists, clinics, etc.) prefer to work with Canadian insurance companies. There is direct billing between hospitals and Canadian insurers, and claims are processed faster since Canadian companies can quickly verify medical expenses. Canadian insurance companies are regulated by Canadian authorities and are reinsured for extra security. For proof of insurance at immigration/entry, paperwork in English or French is preferred.
Who is eligible for the new parent and grandparent Super Visa?
Parents and grandparents of Canadian citizens or permanent residents who are found admissible to Canada and meet all requirements are eligible. Visa officers consider factors such as:
- Strong ties to the home country
- Purpose of the visit
- Family and financial situation
- Invitation from a Canadian host
What documents are required by the applicant to file a case?
Some mandatory documents include:
- Written commitment of financial support from the child or grandchild in Canada (who meets the minimum income threshold)
- Proof of Canadian medical insurance for at least one year
- Completion of an Immigration Medical Examination (IME) For full details, visit the official CIC website or consult an immigration consultant.
Can my parents buy health insurance from their home country?
Proof of Canadian medical insurance is required. At this time, the guidance is for visitors to purchase insurance from a Canadian company.
Why does the government require insurance from a Canadian company?
Canadian insurance companies are governed by Canadian regulations. This ensures claims are paid by a company the government can regulate, protecting both visitors and the healthcare system.
What amount of visitor's travel medical insurance should I purchase for my parent?
Hospitalization for visitors can cost over $3,000 per day, with air ambulance charges in the tens of thousands. We recommend at least $100,000 of medical insurance coverage for peace of mind and financial protection.
Can I purchase a policy for my family members who are planning to come for a visit?
Yes. Anyone can purchase a visitor's insurance policy on behalf of someone coming to Canada.
Can I get a discount if I buy visitor's insurance for 2–3 people visiting together?
You can request a quote online or call our toll-free number. After reviewing your needs, we will provide a competitive rate.
If I have a pre-existing condition, can I get coverage with visitor's insurance?
Coverage depends on your condition and the policy terms. Some plans cover stable pre-existing conditions (e.g., diabetes, high blood pressure) if they have been stable for a certain period. Always read your policy carefully for definitions, exclusions, and eligibility.
Do I need to take a medical test before I can buy Visitors to Canada insurance?
No medical exam is required prior to purchase, but you must answer a few medical questions honestly on your application. Failing to do so may void your coverage.
Find clear answers to the most frequently asked questions about Super Visa Insurance for parents and grandparents. This FAQ section helps you understand coverage requirements, costs, and eligibility-so you can make informed decisions with confidence and peace of mind.