- Purchase Insurance Before Applying: You must have proof of medical insurance before submitting your Super Visa application. Coverage must be at least $100,000 and valid for a minimum of one year.
- Choose the Right Policy Start Date: Applicants can select the insurance start date. You have flexibility to adjust this date before the policy becomes effective-just call or email your insurance agent. The coverage should begin on the day your parents or grandparents arrive in Canada.
- Refunds for Visa Denial: If the Super Visa application is declined, most insurers provide a full refund once proof of refusal is received (subject to insurer terms and conditions). Punjab Insurance will help you submit the required documents and request the refund.
- Refunds for Early Departure: If your parents or grandparents leave Canada early, a pro-rated refund for the unused portion may be available (typically if no claims are made and subject to insurer terms).
- Coverage for Pre-existing Conditions: Some plans cover pre-existing conditions such as diabetes, high blood pressure, and heart conditions-but only if the condition is stable. “Stable” generally means no change in medication, no pending tests, and no new symptoms or concerns as per your doctor. Always review the policy and consult your advisor for clarification.
- Renewing for Longer Stays: If your stay in Canada will exceed one year, you must purchase a new policy at least 8 days before your existing policy expires.
Key Suggestions Before You Purchase Super Visa Insurance
Punjab Insurance partners with all major Canadian insurance companies to provide Super Visa Insurance that fully meets IRCC Super Visa insurance requirements. Before you apply, keep these essential tips in mind to ensure a smooth process and the right coverage.
Super Visa Insurance - Rate Comparison
Top Tips for Buying Super Visa Insurance
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The Punjab Insurance team works hard to deliver the best Super Visa Insurance plans for your peace of mind. We're here to help you find the right coverage at your convenience.
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Why Families & Businesses Choose Punjab Insurance
Aisha Malik
Sep 18, 2025
"I purchased a term life insurance plan and was impressed by the professionalism and clarity. The advisor patiently explained all options and helped me choose the right coverage. The process was smooth, and I now feel confident that my family's financial future is well protected."
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July 12, 2025
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Feb 14, 2025
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Nov 28, 2024
"Choosing a term insurance plan felt overwhelming at first, but the team made it simple and straightforward. They explained exactly what was covered and addressed all my questions. Premiums are affordable, and I now feel confident that my family is financially protected."
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Aug 27, 2025
"Overall, I had a positive experience purchasing health insurance. The policies were explained clearly, and I felt no pressure to decide quickly. Some email responses were slightly delayed, but the staff was friendly and helpful. I am satisfied with the coverage."
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Mar 22, 2025
"I was looking for reliable health insurance and found the team very supportive. They explained all policy benefits and helped me select the best coverage for my needs. It took a little longer than expected to receive all documents, but the overall process was smooth and reassuring."
Make informed choices before purchasing Super Visa Insurance with confidence. Punjab Insurance works with leading Canadian insurers to provide coverage that meets IRCC Super Visa requirements. Reviewing these essential tips before you apply can help ensure a smooth application process and the right protection for your parents or grandparents.
Disclaimer: Information on this page is for general guidance only and not a substitute for professional advice. Please consult a licensed Punjab Insurance advisor for personalized recommendations.